What is Afterpay?
Sometimes, unexpected expenses come up and we can't buy the cute dress. Sometimes we've got to budget, but sometimes we just need to treat ourselves too! Know the feel? That's where Afterpay comes in. Afterpay gives you a guilt-free shopping experience by allowing you to pay for your purchase over 4 x fortnightly payments. Once approved – your item gets shipped straight away! Get your outfit now, pay for it later. Now that's awesome.
Why should I use Afterpay?
Afterpay is all about convenience. Your order gets shipped straight away, and you pay fortnightly over 8 weeks. You can use it for all orders up to $500 and there is NO interest or added fees! Totally winning.
How do I use Afterpay?
To be eligible to use Afterpay, you must complete the following criteria:
- Have a debit/credit card
- Be over 18 years of age
- And live in Australia
Sound like you? Select Afterpay as your payment method on the checkout page, and enter your details with Afterpay when you are done. Simple!
The payment arrangement is made with Afterpay and they will approve payments at the time of order. For first time Afterpay customers the first payment will be charged at the time of purchase. Existing Afterpay customers' first payment will be charged 14 days from the date of purchase. The full payment schedule will be provided to you at the time of purchase. Should you need to return your items, and your items are faulty, you are eligible for a refund via Afterpay and we can cancel the payment plan. Items that are returned for change of mind or sizing are eligible for a store credit only, unless returned within the timeframe specified.
If you fail to make a payment Afterpay will charge you a late payment fee of $10 and an incremental $7 late fee for each week the order is overdue.
Please note, when you order with Afterpay you will need 25% of the order total in your account when you make an application. If you do not have the funds in your account Afterpay will decline this order. We recommend ordering on pay day just to be sure!
Licenses, Notices, and Related Disclosures
Affirm, Inc. is a Delaware corporation and Affirm Loan Services, LLC is a Delaware limited liability company, both with principal place of businesses located at 650 California Street., 12th floor, San Francisco, CA 94108.
Loans originated directly by Affirm Loan Services, LLC are made pursuant to state law and may not be available in all states. Loans may be originated by other lending partners through Affirm.
For loans originated by Affirm Loan Services, LLC, eligible applicants may choose to borrow $50.00 to $1,000.00 for repayment in four or fewer installments and will not pay any fees or any interest for loans. Loan duration choices may depend on loan amount.
Individual State Notices:
California residents: Affirm, Inc. (NMLS ID 1883087) is licensed as Affirm Identity by the Department of Business Oversight and Affirm Loans Services, LLC (NMLS ID 1479506) is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to a California Lenders Law license numbers 6054768 and 60DBO-111681. View licenses.
Delaware residents: Affirm Loan Services, LLC is licensed by the Delaware Office of the State Bank Commissioner, License #029659. View license.
Georgia residents: Affirm Loan Services, LLC is licensed by the Georgia Department of Banking and Finance, License #1479506. View License.
Idaho residents: Affirm, Inc. (License #RRL-10349) and Affirm Loan Services, LLC (License #RRL-9576) are licensed by the Idaho Department of Finance.
Missouri residents: Affirm Loan Services, LLC is licensed by the Missouri Division of Finance. View licenses.
Nevada residents: Affirm Loan Services, LLC (License # IL11103 and IL11104) is licensed by the State of Nevada Department of Business & Industry, Financial Institutions Division.
North Dakota residents: Affirm, Inc. (License #103524) and Affirm Loan Services, LLC (License #103072) are licensed by the North Dakota Department of Financial Institutions, Consumer Division.
Ohio residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
Oklahoma residents: Affirm Loan Services, LLC is licensed by the Oklahoma Department of Consumer Credit. View license.
Rhode Island residents: Affirm Loan Services, LLC (License #20204063LL) is licensed by the Rhode Island Department of Business Regulation.
South Carolina residents: This notification (Credit Grantor Notification) certificate is issued by the South Carolina Department of Consumer Affairs to residents of South Carolina. View notice
South Dakota residents: Any improprieties in making this loan or in Affirm, Inc. or Affirm Loan Services, LLC’s loan practices may be referred to the South Dakota Division of Banking at 1601 N. Harrison Avenue, Suite 1, Pierre, South Dakota 57501, phone number: (605) 773-3421.View license Money Lender License (MYL.3415 and MYL.3454)
West Virginia residents: This notification (Notification of Consumer Credit Sales or Loans) certification is issued by the West Virginia State Tax Department.
Wisconsin residents: Affirm Loan Services, LLC is registered under the Wisconsin Consumer Act.